In the face of today's changing economic climate, recognizing and managing future risks becomes a priority for credit professionals. Stevens & Ricci business credit solutions can provide a business with products and services to enhance cash flow. For corporate education, see our Resource Center. For third party collection services, see our section on Commercial Debt Recovery.
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Colorado Debt Collection Attorneys

Colorado Debt Collection Attorneys
For the best results with your company’s commercial debt recovery needs, consider using the services of a debt collection attorney in Colorado. When compared to the results that the typical collection company can provide, the corporate debt recovery firm of Stevens and Ricci always delivers more for less. In addition to recovering commercial debts in less than 45 days on average, we have a 72% recovery rate. This is dramatically higher than the 28% rate that the average collection agency provides. If you’re ready to start the commercial debt collection process in Denver or Colorado Springs, CO, give us a call!
Our Aspen and Aurora Collection Lawyers Get Results
At Stevens and Ricci, our debt collection attorneys in Aspen, CO and Aurora, CO never miss an opportunity when it comes to collecting a commercial debt. Instead of giving up after making a few phone calls, we go the extra mile to track down the debtor at their residence, where they work, or wherever we can find them to start the negotiation process. Our national network of debt collection professionals includes private investigators, collection attorneys, and experienced debt collectors. Once the debtor is located, a business collection attorney will make direct contact to discuss payment options. Our firm concentrates on pre-litigation corporate debt recovery.  A phone call from an actual lawyer usually makes all the difference between false promises to pay and real money coming in. By combining collection and legal functions, Stevens & Ricci will never miss any opportunity to collect your debt. Call one of our offices in Aspen, Aurora, or Vail, Colorado. One of our collection attorneys is ready to collect your corporate debts.
Colorado Laws Are Not On Your Side
In Colorado, business owners must be careful about letting time slip away when they’re trying to collect a commercial debt. In many cases, you only have three years to collect. After that point, the statute of limitations runs out, and the debt is uncollectable through the court system. If your debtor realizes this, they could try to stretch out the collection time to avoid the need to pay. Don’t waste time with a standard collection agency or trying to collect on your own. Instead, allow the firm of Stevens and Ricci to put their experience and know-how to work on your behalf.
A Greeley, CO Debt Collection Lawyer Compared to a Typical Collection Agency
In addition to a faster collection process, an experienced debt collection attorney in Greeley, Colorado brings many more advantages to the table when compared to the typical collection agency. Their legal knowledge and court authority allows them to use methods that aren’t available to mere collection agents. Instead of stopping at voice mail, a collection attorney can require the debtor to appear at a legal proceeding to answer questions when they aren’t willing to start the payment process through easier methods. Instead of stopping the collection effort when the debtor retains the services of their own lawyer, our collection attorneys seek out the debtor’s counsel to take the negotiations to the next level. The next few sections explains even more ways that the collection lawyers at Stevens and Ricci can add value to your commercial debt recovery process.
Pursue Principals in Vail, Colorado
Unfortunately, the world is full of dishonest individuals that will use any method possible to avoid paying their debts. In the business world, unscrupulous business owners sometimes create a corporation purely with this intention in mind. They form a corporation, run up debts as high as possible, and then hide behind the corporate veil when the payments are due. They may simply close their doors without filing bankruptcy, or they may attempt to sell the company. In either case, it leaves the honest business owner who has extended credit to their company holding the bag when the debt can’t be assigned to an individual. The Stevens and Ricci collection attorneys in Vail, Co can use the theory of liability and alter-egos to go after the owner of the corporation and collect the debt from their personal assets.
Consent Judgments in Denver, Co
Many debtors will agree to a short-term payment plan to stretch out the terms and avoid the courtroom. Our business collection attorneys in Denver, Colorado can frequently persuade them to add a consent judgment to the payment plan. This legal document allows us to immediately file for a judgment if the debtor misses even one payment. There’s no need to go to court or spend another penny to put this plan into action. Because a consent judgment allows our clients to immediately seize the debtor’s bank account for the total amount due, this simple process dramatically increases the chances of payment and puts our clients in a better position that the debtor’s secured creditors.
Vail, Colorado Case Study
One of our clients is a surgical equipment supplier. After selling equipment to a Colorado surgery center, the customer closed their doors, disconnected their phones, and stopped paying their bills. No individual person was responsible for the debt because the surgery center was incorporated.
When our client contacted one of the surgery center’s credit references, they found out that many suppliers were left with unpaid receivables on the books. This particular vendor had been told that the debt was uncollectible by their usual collection agency. Lucky for our client, Stevens and Ricci was there to help.
Our investigators spoke to representatives from both our client’s company and the other vendor’s organization. We found out that a local hospital administrator was a business contact and personal friend of the surgery center’s owner. After acquiring the owner’s name and number, we contacted the debtor at his private medical practice.
When our collection attorney contacted the debtor, we found out that he was in the process of reopening the surgery center as a new corporation with new financial backing. We convinced the doctor to sign a Letter of Responsibility accepting financial liability for our client’s equipment.
In this case, the debtor had no legal responsibility to pay for anything, but we were able to collect the debt plus interest. Instead of giving up after a phone call, we took the initiative to locate the debtor and begin negotiations. By treating the debtor with respect, we were also able to repair the relationship with our client. To this day, the debtor is one of our client’s valued customers. What are the chances that would happen with a typical collection agency? At Stevens and Ricci, we always strive for a win-win situation.

Colorado Debt Collection Attorneys

For the best results with your company’s commercial debt recovery needs, consider using the services of a debt collection attorney in Colorado. When compared to the results that the typical collection company can provide, the corporate debt recovery firm of Stevens and Ricci always delivers more for less. In addition to recovering commercial debts in less than 45 days on average, we have a 72% recovery rate. This is dramatically higher than the 28% rate that the average collection agency provides. If you’re ready to start the commercial debt collection process in Denver or Colorado Springs, CO, give us a call!

Our Aspen and Aurora Collection Lawyers Get Results

At Stevens and Ricci, our debt collection attorneys in Aspen, CO and Aurora, CO never miss an opportunity when it comes to collecting a commercial debt. Instead of giving up after making a few phone calls, we go the extra mile to track down the debtor at their residence, where they work, or wherever we can find them to start the negotiation process. Our national network of debt collection professionals includes private investigators, collection attorneys, and experienced debt collectors. Once the debtor is located, a business collection attorney will make direct contact to discuss payment options. Our firm concentrates on pre-litigation corporate debt recovery.  A phone call from an actual lawyer usually makes all the difference between false promises to pay and real money coming in. By combining collection and legal functions, Stevens & Ricci will never miss any opportunity to collect your debt. Call one of our offices in Aspen, Aurora, or Vail, Colorado. One of our collection attorneys is ready to collect your corporate debts.

Colorado Laws Are Not On Your Side

In Colorado, business owners must be careful about letting time slip away when they’re trying to collect a commercial debt. In many cases, you only have three years to collect. After that point, the statute of limitations runs out, and the debt is uncollectable through the court system. If your debtor realizes this, they could try to stretch out the collection time to avoid the need to pay. Don’t waste time with a standard collection agency or trying to collect on your own. Instead, allow the firm of Stevens and Ricci to put their experience and know-how to work on your behalf.

A Greeley, CO Debt Collection Lawyer Compared to a Typical Collection Agency

In addition to a faster collection process, an experienced debt collection attorney in Greeley, Colorado brings many more advantages to the table when compared to the typical collection agency. Their legal knowledge and court authority allows them to use methods that aren’t available to mere collection agents. Instead of stopping at voice mail, a collection attorney can require the debtor to appear at a legal proceeding to answer questions when they aren’t willing to start the payment process through easier methods. Instead of stopping the collection effort when the debtor retains the services of their own lawyer, our collection attorneys seek out the debtor’s counsel to take the negotiations to the next level. The next few sections explains even more ways that the collection lawyers at Stevens and Ricci can add value to your commercial debt recovery process.

Pursue Principals in Vail, Colorado

Unfortunately, the world is full of dishonest individuals that will use any method possible to avoid paying their debts. In the business world, unscrupulous business owners sometimes create a corporation purely with this intention in mind. They form a corporation, run up debts as high as possible, and then hide behind the corporate veil when the payments are due. They may simply close their doors without filing bankruptcy, or they may attempt to sell the company. In either case, it leaves the honest business owner who has extended credit to their company holding the bag when the debt can’t be assigned to an individual. The Stevens and Ricci collection attorneys in Vail, Co can use the theory of liability and alter-egos to go after the owner of the corporation and collect the debt from their personal assets.

Consent Judgments in Denver, Co

Many debtors will agree to a short-term payment plan to stretch out the terms and avoid the courtroom. Our business collection attorneys in Denver, Colorado can frequently persuade them to add a consent judgment to the payment plan. This legal document allows us to immediately file for a judgment if the debtor misses even one payment. There’s no need to go to court or spend another penny to put this plan into action. Because a consent judgment allows our clients to immediately seize the debtor’s bank account for the total amount due, this simple process dramatically increases the chances of payment and puts our clients in a better position that the debtor’s secured creditors.

Vail, Colorado Case Study

One of our clients is a surgical equipment supplier. After selling equipment to a Colorado surgery center, the customer closed their doors, disconnected their phones, and stopped paying their bills. No individual person was responsible for the debt because the surgery center was incorporated.

When our client contacted one of the surgery center’s credit references, they found out that many suppliers were left with unpaid receivables on the books. This particular vendor had been told that the debt was uncollectible by their usual collection agency. Lucky for our client, Stevens and Ricci was there to help.

Our investigators spoke to representatives from both our client’s company and the other vendor’s organization. We found out that a local hospital administrator was a business contact and personal friend of the surgery center’s owner. After acquiring the owner’s name and number, we contacted the debtor at his private medical practice.

When our collection attorney contacted the debtor, we found out that he was in the process of reopening the surgery center as a new corporation with new financial backing. We convinced the doctor to sign a Letter of Responsibility accepting financial liability for our client’s equipment.

In this case, the debtor had no legal responsibility to pay for anything, but we were able to collect the debt plus interest. Instead of giving up after a phone call, we took the initiative to locate the debtor and begin negotiations. By treating the debtor with respect, we were also able to repair the relationship with our client. To this day, the debtor is one of our client’s valued customers. What are the chances that would happen with a typical collection agency? At Stevens and Ricci, we always strive for a win-win situation.

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