In the face of today's changing economic climate, recognizing and managing future risks becomes a priority for credit professionals. Stevens & Ricci business credit solutions can provide a business with products and services to enhance cash flow. For corporate education, see our Resource Center. For third party collection services, see our section on Commercial Debt Recovery.

Missouri Collection Attorneys and Missouri Lawyers for Business Debt Recovery

Commercial Debt Recovery in Missouri
If you’re not satisfied with the results provided by your Missouri collection agency, consider using a collection attorney instead. The corporate debt recovery firm of Stevens and Ricci has a 72% recovery rate and collects on most debts within 45 days. When compared to the much longer timeframe and meager 28% recovery rate offered by the average collection agency, the choice becomes clear. If your company is located near Kansas City, MO or St. Louis, MO, call us today to find out more about how we can help with your commercial claims.
Columbia, Missouri Collection Attorneys Succeed Where Others Fail
When your collection agency fails, it’s usually because they have missed a critical opportunity. They will call your debtor, leave several voice mails, and even send very official looking letters. However, the debt collection attorneys at Stevens and Ricci will track down your debtor for face-to-face negotiations when necessary. Our business debt recovery attorneys are supported by a national team of private investigators that will take whatever steps are needed to physically locate your debtor and his agents. Although our services concentrate strictly on pre-litigation collection methods, your debtor will instantly know that they have entered a dangerous area once the calls begin coming from a collection lawyer. Let’s face it; just the hint of a lawsuit can move mountains in the collection arena. At Stevens and Ricci, we have combined the very best talents from the collections industry and the legal field to take advantage of every opportunity to collect on your accounts. Don’t miss your opportunity to use the services of Stevens and Ricci for your next commercial claim.
Missouri Has a Time Limit on Collecting Commercial Debts
In Missouri, you may have as little as five years to collect on your commercial accounts. While this may seem like a very long time, it can fly by when you’re busy with your core operations. If you’re relying on the services of a collection agency to handle this for you, it can escape your notice as well. Did you know that every month of delays reduces the chances that you will ever be paid? Instead of wasting your valuable time, and money, give our offices in Union, MO or St. Louis, MO a call today!
St. Louis, Missouri Debt Collection Attorneys vs. Collection Agencies
As well as saving time, using an experienced corporate debt recovery attorney has many other advantages over hiring a regular collection agency. Not only will a business collection attorney outperform a collection agent every single time, he also has the knowledge and authority to use collection methods that just aren’t available to the typical collection agency. A collection agent is usually stopped in their tracks by voice mail, call screening, avoidance, or an opposing legal team. These tactics never stop a commercial debt collection attorney. We can gain direct access to your debtor or their agents by using our authority with the court. If we know that your debtor has hired their own legal counsel, we will seek them out to take the negotiation process even further. Continue reading to learn about more ways that a Stevens and Ricci collection lawyer can help with your specific situation in Union, MO.
Pursuing Principals in Columbia, Missouri
Have you came across a customer who has ran up a large debt in their corporate name, and then refused to pay? If you have, you’re not alone. Many dishonest individuals are forming illegal corporations to do just that. However, the Stevens and Ricci firm of professional collection attorneys can help in this situation. We can pierce the corporate veil to pursue the principals who truly owe the debt. By using the theories of alter-ego and liability, we can often recover your funds. One commonly used method is to prove that the principal owes the debt personally because they mixed their private funds with company money by paying with non-corporate checks.
Consent Judgments in St. Louis, MO
When a debtor agrees to a payment plan with your collection agency, the agent rarely gets this in writing. At Stevens and Ricci, this is a very different matter. Our collection lawyers will convince the debtor to strengthen the agreement by adding a consent judgment. This is a legal document that allows the creditor to enter for an immediate judgment against the debtor when even one payment is missed. Because we usually know the banking information from the paperwork, this allows us to seize the funds from their bank account without going to court or paying any additional fees. With this powerful instrument at our disposal, the chances of payment increase dramatically. In fact, you’ll find that you’re in a better position with a consent judgment that if you were a secured creditor.
Kansas City, MO Case Study
A surgical equipment supplier recently called our Kansas City office for help. They had sold a large amount of supplies to a local surgery center. Before paying, the center closed their doors, left no forwarding address, and even turned off their phones. The surgery center was a corporation, and our new client had no personal guarantor behind the account.
Before calling us, they did a little legwork of their own, and called every credit reference listed on the center’s credit application. Finally, they found a vendor who was left in the same situation. The other vendor had already gone the credit agency route. The agency told the vendor that the debt was uncollectible because it was owed by a failed corporation.
Our client wasn’t ready to give up so easy. After accepting the case, our debt collection attorney began to interview employees at both our client’s facility and the vendor’s location. Before long, he found the contact he needed. An employee revealed the name of a hospital administrator who personally knew the surgeon who had owned the failed surgery center. From this contact, we were able to obtain the owner’s name and the phone number for his private practice.
After speaking directly to the owner, we learned that he was in the progress of opening a new surgery center with new investors. After some discussion, he agreed to accept personal responsibility for his previous debt and signed a Letter of Responsibility.
To be perfectly clear, the owner was well within his legal rights to refuse to pay the debt. However, the professional investigation skills and negotiation tactics supplied by a Stevens and Ricci corporate debt recovery attorney made the difference. Because we treated this doctor with respect, he continues to be a valued customer for our client!

Commercial Debt Recovery in Missouri

If you’re not satisfied with the results provided by your Missouri collection agency, consider using a collection attorney instead. The corporate debt recovery firm of Stevens and Ricci has a 72% recovery rate and collects on most debts within 45 days. When compared to the much longer timeframe and meager 28% recovery rate offered by the average collection agency, the choice becomes clear. If your company is located near Kansas City, MO or St. Louis, MO, call us today to find out more about how we can help with your commercial claims.

Columbia, Missouri Collection Attorneys Succeed Where Others Fail

When your collection agency fails, it’s usually because they have missed a critical opportunity. They will call your debtor, leave several voice mails, and even send very official looking letters. However, the debt collection attorneys at Stevens and Ricci will track down your debtor for face-to-face negotiations when necessary. Our business debt recovery attorneys are supported by a national team of private investigators that will take whatever steps are needed to physically locate your debtor and his agents. Although our services concentrate strictly on pre-litigation collection methods, your debtor will instantly know that they have entered a dangerous area once the calls begin coming from a collection lawyer. Let’s face it; just the hint of a lawsuit can move mountains in the collection arena. At Stevens and Ricci, we have combined the very best talents from the collections industry and the legal field to take advantage of every opportunity to collect on your accounts. Don’t miss your opportunity to use the services of Stevens and Ricci for your next commercial claim.

Missouri Has a Time Limit on Collecting Commercial Debts

In Missouri, you may have as little as five years to collect on your commercial accounts. While this may seem like a very long time, it can fly by when you’re busy with your core operations. If you’re relying on the services of a collection agency to handle this for you, it can escape your notice as well. Did you know that every month of delays reduces the chances that you will ever be paid? Instead of wasting your valuable time, and money, give our offices in Union, MO or St. Louis, MO a call today!

St. Louis, Missouri Debt Collection Attorneys vs. Collection Agencies

As well as saving time, using an experienced corporate debt recovery attorney has many other advantages over hiring a regular collection agency. Not only will a business collection attorney outperform a collection agent every single time, he also has the knowledge and authority to use collection methods that just aren’t available to the typical collection agency. A collection agent is usually stopped in their tracks by voice mail, call screening, avoidance, or an opposing legal team. These tactics never stop a commercial debt collection attorney. We can gain direct access to your debtor or their agents by using our authority with the court. If we know that your debtor has hired their own legal counsel, we will seek them out to take the negotiation process even further. Continue reading to learn about more ways that a Stevens and Ricci collection lawyer can help with your specific situation in Union, MO.

Pursuing Principals in Columbia, Missouri

Have you came across a customer who has ran up a large debt in their corporate name, and then refused to pay? If you have, you’re not alone. Many dishonest individuals are forming illegal corporations to do just that. However, the Stevens and Ricci firm of professional collection attorneys can help in this situation. We can pierce the corporate veil to pursue the principals who truly owe the debt. By using the theories of alter-ego and liability, we can often recover your funds. One commonly used method is to prove that the principal owes the debt personally because they mixed their private funds with company money by paying with non-corporate checks.

Consent Judgments in St. Louis, MO

When a debtor agrees to a payment plan with your collection agency, the agent rarely gets this in writing. At Stevens and Ricci, this is a very different matter. Our collection lawyers will convince the debtor to strengthen the agreement by adding a consent judgment. This is a legal document that allows the creditor to enter for an immediate judgment against the debtor when even one payment is missed. Because we usually know the banking information from the paperwork, this allows us to seize the funds from their bank account without going to court or paying any additional fees. With this powerful instrument at our disposal, the chances of payment increase dramatically. In fact, you’ll find that you’re in a better position with a consent judgment that if you were a secured creditor.

Kansas City, MO Case Study

A surgical equipment supplier recently called our Kansas City office for help. They had sold a large amount of supplies to a local surgery center. Before paying, the center closed their doors, left no forwarding address, and even turned off their phones. The surgery center was a corporation, and our new client had no personal guarantor behind the account.

Before calling us, they did a little legwork of their own, and called every credit reference listed on the center’s credit application. Finally, they found a vendor who was left in the same situation. The other vendor had already gone the credit agency route. The agency told the vendor that the debt was uncollectible because it was owed by a failed corporation.

Our client wasn’t ready to give up so easy. After accepting the case, our debt collection attorney began to interview employees at both our client’s facility and the vendor’s location. Before long, he found the contact he needed. An employee revealed the name of a hospital administrator who personally knew the surgeon who had owned the failed surgery center. From this contact, we were able to obtain the owner’s name and the phone number for his private practice.

After speaking directly to the owner, we learned that he was in the progress of opening a new surgery center with new investors. After some discussion, he agreed to accept personal responsibility for his previous debt and signed a Letter of Responsibility.

To be perfectly clear, the owner was well within his legal rights to refuse to pay the debt. However, the professional investigation skills and negotiation tactics supplied by a Stevens and Ricci corporate debt recovery attorney made the difference. Because we treated this doctor with respect, he continues to be a valued customer for our client!