Iowa Commercial Debt Collection Attorneys
The vast majority of companies in Des Moines, Iowa are disappointed with the poor results they receive when using a standard collection agency. If this describes your experience, consider using a team of collection attorneys instead! The corporate debt collection firm of Stevens and Ricci has a 72% recovery rate when compared to the 28% rate that the standard collection agency delivers. Not only are we better, we’re faster, too! When you use our recovery services, you can expect payment in less than 45 days on average. Sometimes, it’s even faster! If your company is located in or near Cedar Rapids, IA or Dubuque, IA, call our offices today!
Greenfield, Iowa Collection Attorneys Never Miss a Critical Opportunity
It’s no big secret why the Stevens and Ricci firm delivers results when others only make promises. We never miss a critical opportunity! Your collection agency will make a phone call or two, but quickly give up when their calls are avoided. Our business debt collection attorneys never stop there! We take whatever steps are necessary to track down your delinquent debtor, no matter where they might be, to negotiate the payment of their debt. Our national support network includes private investigators and collection lawyers that leave no stone unturned when it comes to our clients! Although we concentrate on pre-litigation services exclusively, just the mention of filing suit usually brings your debtors around. When you consider that the collection agent doesn’t have much to back up their requests, it’s not surprising that our debt recovery attorneys always outperform their efforts. By creating a team of collection and legal experts, the Stevens and Ricci firm leaves nothing to chance! Don’t miss your chance to have our team represent your interests on your next corporate claim in Grundy Center, IA or Iowa City, IA.
Iowa Laws Only Protect Your Debtor
While the laws in Iowa will allow you to continue trying to collect your debt for five years without a written contract and ten years with one, you really shouldn’t let that much time pass without receiving payment in full. After all, the longer you wait, the less likely you are to see a dime. While you’re being patient, your customer could file bankruptcy or simply close their doors and disappear. These events don’t mean it’s impossible to collect, but they certainly complicate matters. Instead of wasting time, allow the Stevens and Ricci firm to collect on your overdue accounts in a timely fashion!
West Des Moines, Iowa Debt Collection Attorneys vs. Collection Agencies
Although this really isn’t a fair comparison, we just couldn’t resist. To be completely honest, the Stevens and Ricci firm does have knowledge and authority that just isn’t available to the standard collection agency. While your collection agent is limited to voice mail, we can gain direct access to your debtor and their representatives for face-to-face meetings. When your debtor hires their own legal team, you collection agency will cease all collection efforts. In stark contrast, our corporate debt recovery attorneys look forward to this development as a new contact point. Continue reading the following sections for even more reasons that you should hire the firm of Stevens and Ricci for your collection efforts in Cedar Rapids, Iowa.
Bounced Checks in Des Moines, IA
Even when you’re desperate for money, you have to be careful when accepting checks, especially from delinquent customers. Instead of solving your problem, you may be creating a new one for both your operation and your customers. When the check number is low, watch out! This usually means that the account is new, and most bad checks are written within the first year. If you do find yourself in the situation where you’re holding a bad check, never return it to your customer until they’ve paid in full through cash, money order, or cashier’s check. When you use the services of the Stevens and Ricci firm, this problem disappears. We always make sure that your debts are collected in a secure manner before the payments are forwarded to you.
Creative Collection Methods in Dubuque, Iowa
When necessary, the Stevens and Ricci firm can get quite creative. We often hire private investigators to look into your debtor’s other business partners including other vendors, suppliers, financial institutions, and more. We might take a look at public records or meet with the district attorney prior to enforcing a judgment. If your debtor refuses to answer the door when our process server arrives, they frequently dress up as a delivery man or send someone else who looks a little less professional. This often opens an otherwise locked door. Sometimes, we work with your debtor’s lawyers and charge a fee that can be used as a new reason to settle the debt.
Iowa Case Study
In 2004, an Iowa City building supply firm contracted with Stevens and Ricci to collect a $25,000 debt against a local builder. The open debt wasn’t for the building materials because that debt had been paid. It was for sales tax that the debtor claimed should be absorbed by our client due to a problem with the wording in the credit application and invoices.
We tried our best, but couldn’t immediately collect the debt. It went into the cold case file after we reported it to both major commercial credit bureaus. Because the debtor had a fairly good reason for not paying, we thought it best to move on to other matters.
In February 2010, the builder called our offices in Des Moines to find out why we had reported them as delinquent with the commercial credit agencies. This employee had no idea what had happened back in 2004.
When our corporate debt recovery attorney called them back to review the matter, the employee simply asked for proof that the sales tax had been paid by our client. This was an easy enough request to satisfy, and a very different situation from what had occurred in 2004 when the builder wanted our client to forgive the debt as a discount and for a problem with the building materials.
After receiving proof of payment, the builder settled the debt for $20,000 in return for a clearing of the credit reports. The Stevens and Ricci firm was able to settle this six-year-old account because our debt collection attorney handled the issue in a professional manner!
Iowa Commercial Debt Collection Attorneys
The vast majority of companies in Des Moines, Iowa are disappointed with the poor results they receive when using a standard collection agency. If this describes your experience, consider using a team of collection attorneys instead! The corporate debt collection firm of Stevens and Ricci has a 72% recovery rate when compared to the 28% rate that the standard collection agency delivers. Not only are we better, we’re faster, too! When you use our recovery services, you can expect payment in less than 45 days on average. Sometimes, it’s even faster! If your company is located in or near Cedar Rapids, IA or Dubuque, IA, call our offices today!
Greenfield, Iowa Collection Attorneys Never Miss a Critical Opportunity
It’s no big secret why the Stevens and Ricci firm delivers results when others only make promises. We never miss a critical opportunity! Your collection agency will make a phone call or two, but quickly give up when their calls are avoided. Our business debt collection attorneys never stop there! We take whatever steps are necessary to track down your delinquent debtor, no matter where they might be, to negotiate the payment of their debt. Our national support network includes private investigators and collection lawyers that leave no stone unturned when it comes to our clients! Although we concentrate on pre-litigation services exclusively, just the mention of filing suit usually brings your debtors around. When you consider that the collection agent doesn’t have much to back up their requests, it’s not surprising that our debt recovery attorneys always outperform their efforts. Read the rest of this entry »
